Business and Finance News - 1.13.25

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TikTok creators are urging followers to connect on other platforms as the app faces a possible U.S. ban by January 19, potentially disrupting their incomes and audiences. Platforms like YouTube and Instagram stand to benefit, with creators preparing to rebuild their presence amid uncertainties over TikTok's future. (CNBC)

Key Insight → The potential TikTok suspension underscores the fragility of relying heavily on a single platform, particularly for creators whose livelihoods depend on its algorithms and audience reach. For the broader market, this scenario could significantly reshape the social media landscape, funneling billions in advertising revenue and millions of users toward competitors like YouTube, Instagram, and Facebook. While creators are scrambling to diversify their presence, this upheaval illustrates the power dynamics in digital media and the need for businesses and individuals alike to adapt to ever-shifting regulatory and technological environments.

JPMorgan Chase has mandated hybrid employees return to the office five days a week starting in March, citing benefits to learning, culture, and productivity. The decision has sparked employee complaints about commuting costs, mental health, and work-life balance, with the bank providing 30 days' notice and some flexibility for exceptions. (Reuters)

Key Insight → JPMorgan Chase's mandate for hybrid employees to return to the office full-time highlights a growing trend among financial institutions prioritizing in-person work for culture, learning, and productivity. This decision underscores the tension between corporate goals and employee concerns over costs, mental health, and work-life balance. For the larger market, it reflects a shift in workplace norms post-pandemic, with potential implications for talent retention and the future of flexible work policies.

TSMC has begun producing advanced four-nanometer chips in Arizona, marking the first time such technology is manufactured on U.S. soil, supported by a $6.6 billion federal grant. This milestone is part of broader efforts to boost domestic semiconductor production, with plans for further expansion and advanced facilities by 2030. (Reuters)

Key Insight → TSMC's production of advanced four-nanometer chips in Arizona represents a significant milestone in bolstering U.S. semiconductor manufacturing, reducing reliance on foreign supply chains. This development, supported by substantial federal investment, positions the U.S. as a global player in cutting-edge chip technology and strengthens domestic tech industries. For the larger market, it signals a shift toward reshoring critical technologies to enhance economic and national security.

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Here’s how the major indexes did on Friday:

• Dow Jones Industrial Average: 41,938.45 -696.75 (-1.63%)

• S&P 500: 5,827.04 -91.21 (-1.54%)

• Nasdaq Composite: 19,161.63 -317.25 (-1.63%)

• Russell 2000: 2,189.23 -49.73 (-2.22%)

Here’s how The Magnificent Seven did on Friday:

• Apple (AAPL) [3.58T]: 236.85 -5.85 (-2.41%)

• Nvidia (NVDA) [3.328T]: 135.91 -4.20 (-3.00%)

• Microsoft (MSFT) [3.115T]: 418.95 -5.61 (-1.32%)

• Alphabet (GOOGL) [2.351T]: 192.04 -1.91 (-0.98%)

• Amazon (AMZN) [2.336T]: 222.13 +0.02 (+0.01%)

• Meta Platforms (META) [1.555T]: 615.86 +5.14 (+0.84%)

• Tesla (TSLA) [1.267T]: 394.74 -0.20 (-0.05%)

Here’s how Bitcoin and Ethereum did yesterday:

• Bitcoin (BTC): $94,645.50 (8:45PM PST on 1/12/25)

• Ethereum (ETH): $3,241.57(8:45PM PST on 1/12/25)